Financial aid for adults in college

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Few college-bound students have the financial resources to pay for their post-secondary education entirely out of pocket. Even students with substantial college savings plans typically find that they are left with sizable amounts of unmet need. A college education is a costly proposition, and all indications are that those costs are only going to increase.

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Contrary to common belief, there are millions of adult students out there that would like to go back to college, but they are having difficulty finding funding and creating compatible schedules. Unlike the students that go to college right out of high school, adult students have a different set of challenges because they often have family and work obligations and more limited funding opportunities. However, despite the challenges, there are still a lot of opportunities for adult students out there, but it does take some time and effort to find them.

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We provide resources on preparing for college or career school, applying for aid, consumer protection, and more. The office of Federal Student Aid provides publications, fact sheets, online tools, and other resources to help you prepare and pay for college or career school. Our resources are grouped by the following topics:.

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You have decided to take that brave step and dare to imagine the brighter future that could be yours with more education. There are many challenges waiting in store for those who choose to pursue higher education as an adult. One of the biggest challenges is how to pay for it. If you are an average American, you are already carrying more debt than you wish you were.

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Going back to college carries a unique set of personal and financial challenges. Learn more about what to expect when paying for college as an adult. The material provided on this website is for informational use only and is not intended for financial, tax or investment advice.

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Once you decide to go back to school to get a certificate or degree, you will need to plan how to pay for it. There are many options available to help you. While figuring out how to pay for college can feel overwhelming, being informed and prepared will assist you in the process.

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Loans are financing options that cover your expenses today, in return for repayment with interest tomorrow. The cost of college goes well beyond tuition and books, so loans are used to keep students afloat during school. Scholarships are typically merit-based awards, which are distributed based on student achievement and performance.

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Advertisement This page contains information about financial aid for students age and 30 or older, often referred to as "nontraditional students". Scholarships for Older Students Many scholarship and fellowship programs do not have age restrictions, and there are no age restrictions on eligibility for federal student financial aid. Older students should conduct a search for aid just like younger students.

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There are some differences between adults returning to school and students going to college straight out of high school, and we've got a simple college preparation checklist for adult students. Still, you might find that adults have unique questions about federal student aid. Is there an age limit for receiving federal student aid?

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